Buy A Home Without Bank Qualifying
Owner financing – also known as seller financing – is gaining popularity in the Utah real estate market.
Ready to purchase a Seller Financed Home?
Benefits Of Buying With Seller Financing
Homeownership Is Possible
Homeownership is Possible for anyone wanting to purchase a home. Don’t let the banks stop you!
- Bad Credit or No Credit is OK
- Qualify without the bank
- Statewide program
No Credit Score Requirement
Traditional Mortgage Lenders Have Strict Credit Requirements. Not With Owner Financing.
- No Min Credit Score Requirement
- No Credit History Requirement
- Tax Returns Not Required
Competitive Interest Rates
Often times with seller financing we see interest rates better than the bank will offer you.
- Motivated Sellers Offer Better Terms
- No Buydown Required
- No Upfront PMI
Buy a home without bank qualifying!
Down Payment
When Buying an Owner Financed Home Your Down Payment Is Your Credit!
- Funds can be gifted to you
- No seasoning requirements
- Assistance may be available
Move In Quick
By avoiding the traditional mortgage process, homeowners are move in faster.
- Close in a few as 5 days
- No bank appraisal required
- No Tax Returns Required
Negotiate The Terms
With Seller Financing you can negotiate the terms of your mortgage. Try that with a bank.
- The Down Payment amount
- The length of the financing term
- The way you hold ownership
BUY A HOME WITHOUT BANK QUALIFYING
Utah Seller Financed Homes FAQs
Answers to the Most Common Questions
Seller financing is a type of real estate financing in which the seller of a property provides financing to the buyer in the form of a loan. Instead of the buyer obtaining a loan from a bank or other lending institution, the seller provides the financing for the purchase of the property. This type of financing can be a great option for buyers who may have difficulty obtaining traditional bank financing.
Buying a home with seller financing is easy! We understand that every situation is unique and this is not a one size fits all approach. But with the help of our team of Real Estate experts we can help you purchase a home no matter what your situation might be.
With seller financing your down payment is your credit! We can help put you on the path of homeownership and get you into a home FAST! We have strategic partnerships with homeowners, private lenders and title companies that can make homeownership a reality no matter what your situation might be.
Yes, you can buy a home with seller financing using an ITIN (Individual Tax Identification Number). Some sellers may be willing to provide financing to buyers who do not have a Social Security Number, but this will depend on the individual seller.
